The terms and conditions governing use of our website and services
These Terms of Use govern your access to and use of the crisp-spire website and the services we provide. By accessing our website or using our services, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website or services.
crisp-spire is a benefits and pension consultancy service operating in Birmingham, United Kingdom. Our registered address is 45 Temple Row West, Birmingham B2 5LS. We provide advisory and assistance services relating to social welfare benefits and pension entitlements.
You may use our website for lawful purposes only. You agree not to:
While we strive to ensure that the information on our website is accurate and up to date, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or suitability of the information. The information provided is for general informational purposes only and should not be construed as professional advice.
Benefits regulations and pension rules change frequently. Information that was accurate when published may become outdated. We recommend verifying current rules with official government sources or consulting with us directly for advice tailored to your circumstances.
When you engage our consultancy services, separate terms of engagement will apply. These Terms of Use govern only the use of our website and general interactions. Our professional services are subject to:
Accessing our website or submitting an enquiry does not create a professional client relationship. Such a relationship is established only when we have formally agreed to provide services to you, typically through a signed engagement letter or explicit confirmation.
All content on this website, including text, graphics, logos, images, and software, is the property of crisp-spire or our licensors and is protected by copyright and other intellectual property laws. You may view, download, and print content from this website for your personal, non-commercial use, provided you:
Our website may contain links to third-party websites for your convenience and information. These links do not signify endorsement of the linked websites or their content. We have no control over the content of third-party websites and accept no responsibility for them or for any loss or damage arising from your use of them.
To the fullest extent permitted by law, crisp-spire shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
Our total liability to you for any claims arising from use of our website shall not exceed the amount you have paid to us, if any, for accessing the website.
Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.
You agree to indemnify and hold harmless crisp-spire, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your breach of these Terms of Use or your use of the website in violation of applicable laws.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.
These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and crisp-spire regarding the use of our website. They supersede any prior agreements or understandings, whether written or oral.
If you have questions about these Terms of Use, please contact us:
Last updated: August 2024